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A credit card balance is the amount of money you owe your credit card company at any given time. The charges you’ve made to the card and cash advances you’ve taken out all add to your balance ...Your credit card interest or APR (annual percentage rate) is set by your credit card company based on factors like your credit score. Most credit card issuers offer an interest-free grace period if you pay your statement balance in full by the due date every month and don’t take a cash advance or do a balance transfer. But if you take a cash …Last four digits of the card used. Amount charged or credited. If you have authorized users on your account, the last four digits of the card used could help you identify where or who the purchase ...

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